Grameen model has been adapted by VMCSF- MICRO CREDIT as it proved conducive to the local condition in
India’s-MICRO CREDIT has been successfully catering collateral free credit to the poor women who have
been grouped into centres of 20 members. These mini groups are later federated into branches.
VISION MICRO CREDIT AND SOCIAL FOUNDATION-MICRO CREDIT follow weekly collection from its clients and
maintained 100% repayment rate which is instituted by peer group pressure by the same group members.
Centre meeting is a systematic approach in VMCSF to meet all client by friendly approach with value
each and every clients to bring unity and solidarity. This centre level meeting consist of 20-25
members to institute human values and promote financial inclusive programs. All meetings focus on
any of the social issues and awareness which will be useful and helpful to the members.
STAR-VMCSF takes immense and incomparable concern to monitor that help really reaches the poorest of
poor women in the age group of 18-58 years. For the successfully implementation of the above stated
target, VMCSF employees Housing Index as a powerful icon to identify the poor who are in direct need
of credit based on the type of condition of their house. Apart from using Housing Index, STAR-VMCSF
also adhere to the policy of targeting clients who earn less than 500 per day.